Toyota C-HR Forum banner

1 - 18 of 18 Posts

·
Registered
Joined
·
41 Posts
Discussion Starter #1
i guess a small deer .wife coming home from work .something ran into the side of the car .

damaged the passenger door ,pushed top of fender in some,broke the plastic fascia up front at the fender .cracked the black plastic wheel well surround.



real nice...only 5 thousand miles on it . going to take it to the dealers where we bought it friday .


welcome to the new year! :crying:
 

·
Super Moderator
Joined
·
269 Posts
Sorry to hear. I feel ya. I always worry about the rats with antlers running around the road I use frequently near my house. I have had two deer strike incidents. One was with a Ford Focus which ended up being totaled due to this incident. The car was driveable and I was surprised there wasn't more damage from the size of the deer I hit. Stupid deer was standing in the middle of the road. The road was unlit and the stupid deer blended in with the farm land in the background so I didn't see it until I was on top of it.

Second time was another situation where the deer was just standing in the middle of the road. I crested over a slight hill with a bend and didn't see it until I was right up on it. That one was in my BMW. $6500 in damage.
 

·
Registered
Joined
·
41 Posts
Discussion Starter #3
damage

hard to capture the door damage but its there . didnt notice the fender damage and stuff until today when we went out for breakfast .
it was dark last night and somehow i missed this .hard to believe .
 

Attachments

·
Super Moderator
Joined
·
269 Posts
Doesn't seem too bad. The door can probably be fixed without using filler. Obviously you're looking at new wheel arch molding and front bumper cover. Might be in it for a new headlight assembly. Depends if the mounting tabs are broken. Is there any evidence of fur anywhere?

Reminds me of the first animal strike I had with my Focus prior to the deer incident. Was driving on a highway doing about 75MPH when something low and black runs across the highway. No time to react. Hit that thing which made a big bang. Drove to the exit for my home and when getting off was hearing some weird grinding noise. Oh great. Pull over and look underneath the car to find the plastic air dam/deflector hanging under the car. Didn't see much more because it was late at night. Next morning was when I saw the rest of the damage. Cracked bumper cover, bent lower radiator core support, bent A/C condenser coil, and some other miscellaneous parts.
 

·
Registered
Joined
·
41 Posts
Discussion Starter #5
fender got pushed in at the top as well .look near the headlight housing .its pushed right up against it and you can see the bend at the lip .
. dont know if they can straighten that or replace fender .in any event i will be watching what they list as needing repair . never did open the hood . maybe i should before i head down there .
 

·
Super Moderator
Joined
·
269 Posts
If the fender needs to be replaced, it's not a bad situation. Just be thankful the damage wasn't in the rear quarter panel. I look at how it's shaped and wonder how anyone would repair it and make it look halfway decent.
 

·
Registered
Joined
·
41 Posts
Discussion Starter #7
dealer cant get us in until the 27th .state farm will have to send their own adjuster .the dealer isn't one of their authorized repair centers .



they just wanna cheap out . that better not happen ,after 25 or more years of faithfull payments and no claims they should just bite the bullet and repair it any cost .
 

·
Super Moderator
Joined
·
269 Posts
I have State Farm too and have dealt with them on a number of different auto claims. You have the right to use what ever shop you want. It just makes things easier if you use a shop which is an approved facility by State Farm as they'll just trust their estimate or any supplements.

I found a reputable shop by word of mouth that I use exclusively. It's not the dealer. This shop does work on a variety of cars. I saw them working on a Bentley once. They also do restoration work on Corvettes. They know how picky I am with repair work. When I hit a deer with my BMW, I had them repair it. The game in insurance is that they'll always insist on used or aftermarket parts. My shop being an authorized State Farm facility knew how to work within the system. They went through the process and ended up getting me all genuine BMW parts. The only part which wasn't OE was the condenser coil for the A/C. I'm ok with that. The estimate shot up big time because State Farm wanted the shop to use junk yard parts for the headlights but the shop got approval for new headlights. The headlights were $1300 a piece.

Just because you're bringing your car to a dealer doesn't mean they're going to work hard to get OE parts for your car. I used my Ford dealer once for a head on collision where the idiot was at fault. The Ford dealer didn't go out of their way the way the shop I am using now does.
 

·
Registered
Joined
·
82 Posts
Mine was about 1600 total parts and labor(the deductible was 1000). State Farm paid the rest even though I replaced the washer reservoir myself. Lucky it did not do much more damage.
 

·
Super Moderator
Joined
·
269 Posts
Why are you carrying a $1000 deductible on comprehensive coverage instead of something way lower? I can understand collision but comprehensive?
 

·
Registered
Joined
·
82 Posts
Some places require comprehensive/full coverage when it involves a new vehicle loan.
 

·
Super Moderator
Joined
·
269 Posts
I get that. I have comprehensive too. But not at a $1000 deductible. I don't think you're getting that much of a savings having the deductible that high. Comprehensive claims are not at fault coverage for things such as theft, hail, and animal strikes. Any claims under comprehensive shouldn't affect your premiums all that much if at all.

That's why I said if you carried a $1000 deductible for collision...that I can understand depending on your driving/accident record, claims history, and where you primarily drive.

For my comprehensive coverage, I have a $100 deductible. My collision is $500. I bet if you contact your agent about lowering your deductible for comprehensive coverage, you'll find it's not going to be that much of an increase.
 

·
Registered
Joined
·
41 Posts
Discussion Starter #15
update: state farms initial payout for repairs was 2448.80. then we got a call from the toyota collision center . they found some other damage(headlight housing mounting tabs broken and some one use only parts) so they submitted a additional money request to state farm .


state farm has agreed to payment and the repair will move forward . suggested date of return is the 14th .could be sooner depends when parts arrive .all new parts .


so there was no issue using the dealers repair center .i will grab some pics when we get it back
 

·
Registered
Joined
·
41 Posts
Discussion Starter #16 (Edited)
got our chr back from the dealers collision center .looks new again . that little bit of damage costs over 5 thousand dollars .
a new headlight housing was over 600 bucks . dont break one...lol.
they claim they had to re calibrate the front radar sensor for the radar cruise control ,that costs over 300 bucks alone .is needed anytime the bumper cover is replaced i guess .
over 300 bucks!! probably just plug it in to a computer hit a button and wait a few seconds .



it is what it is .state farm had no problem paying whatever they requested . good thing as we been with them over 25 years and never had a claim .



ps- they replaced all the lower plastic panels on the passenger side too . those raised accent panels on bottom of doors .yeah that .




so all is well again .
 

·
Super Moderator
Joined
·
269 Posts
Thanks for the follow up. That $600 for the headlight assembly isn't that bad. I think it's par for the course with modern cars. With that figure, I assume you got OEM replacements and not aftermarket or junk yard. The headlights on my BMW were $1300 a pop when I hit a deer. And I also have State Farm.

The charge for the radar calibration is probably right. I know it's a ridiculous amount for what you are correct on which is plugging in a tool to calibrate the sensors. But the tool is the expense and the shop recuperates the cost of the equipment by charging for the service.

I'm just waiting on someone having damage on the rear quarter of our cars. The shape of the rear end is going to present challenges for a shop to get the repair right.
 
1 - 18 of 18 Posts
Top